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SSS LOAN RESTRUCTURING PROGRAM – Loan Penalty Condonation

Do you have unpaid, existing SSS loans? Galing ka ba sa lugar na nasalanta ng kalamidad? If you do, apply now for the SSS Loan Restructuring Program (LRP).

This 2016 to 2017 SSS LRP program gives delinquent member-borrowers a chance to regain their good standing with SSS, so that they can enjoy SSS benefits and privileges in the future. For example, borrowers can renew their SSS loan six months after they have fully paid their overdue principal and interest under the LRP.

UPDATE March 25, 2018: There is a SSS Loan Restructuring Program for 2018. This is a re-implementation of the LRP last 2016. For those waiting for extension of the loan condonation program, THIS IS YOUR CHANCE!!!

If you don’t pay your overdue SSS loan, when you retire your retirement benefit will be greatly reduced because the original amount you loan would have ballooned to tens of thousands. Plus, in case of permanent disability or death, the benefit will be reduced if you have any outstanding loan.

An example demo given by SSS is this:

A P5,000 loan made in 1990 today now amounts to P70,000 to P80,000 because of the interest and penalty fees levied on the loan.

If this is the same case as yours, your retirement benefit will be so small! Avoid this possibility, apply now for loan condonation in SSS if you qualify.

You have the option to pay for your restructured loan in installment or in full, depending on your capacity and preference.

SSS Loan Restructuring Program 2016 to 2017

 

Who qualifies for this loan penalty condonation program of SSS for 2016 to 2017?

These are the eligibility requirement:

  1. All member borrowers with any of the following past due short-term loans are eligible for this program.
  • Calamity Loan
  • Salary Loan Early Renewal Program (SLERP)
  • Salary Loan
  • Emergency Loan
  • Educational Loan (old)
  • Study Now Pay Later Plan
  • Vocational Technical Course Loans
  • Y2K Loans
  • Investments Incentive Loan

2. For past due short term loan except Calamity Loan and SLERP, member must have previously lived or worked in a calamity / disaster stricken areas as declared by NDRRMC or the National Government.

LIST OF CALAMITY AREAS DECLARED BY NDRMMC

3. In order for you to qualify, your SSS loan must be past due for at least six months as of the first day of restructuring period.

For those who wants to avail the LRP 2018, the first day of this loan condonation program is April 2, 2018. Therefore, your last loan payment must have been made BEFORE October 2017.

4. You must be under 65 years old at the end of the installment term.

Members granted any final benefit claim (Death, Retirement, Disability) prior to the LRP availment period and those who committed fraud against the SSS are disqualified from the program.

 

SSS LRP: Areas Covered for Natural and Man-made Disasters

The LRP covers calamity loan borrowers in the 1990s following the Mt. Pinatubo eruption and 1990 earthquake.

Members with past due short term loans in declared calamity areas after the onslaught of tropical storms and typhoons, man-made conflicts specifically the following:

  • Ondoy in 2009
  • Sendong in 2011
  • Pedring, Quiel in 2012
  • Pablo in 2012
  • Labuyo in 2013
  • Maring in 2013
  • Santi in 2013
  • Yolanda in 2013
  • Agaton in 2013
  • Glenda in 2014
  • Mario in 2014
  • Ruby in 2014
  • Seniang in 2014
  • Lando in 2015
  • Nona in 2015
  • Zamboanga armed conflict in 2013
  • Bohol-Cebu earthquake in 2013

Check this post for the LISTED AREAS under CALAMITY for SSS Loan Condonation application.

sss-loan-condonation-calamity-areas

 

Covered short-term loan program are as follows:

If SSS grants your application to be part of this loan condonation program, penalty charges will be brought down to zero if you pay diligently according to your restructured loan amortization schedule. You will only need to pay the principal and interest in installment or in full. Laking tulong neto at balik good standing ka na naman sa SSS.

FIRST ROUND: SSS will only process applications beginning today April 28, 2016 to April 27,2017.

SECOND ROUND: SSS will only process LRP applications starting April 2, 2018 to October 1, 2018. 6 Months total for the second round of loan condonation offered by SSS.

 

How to apply? Visit the SSS branch nearest you and ask about LRP loan application.

Or go for head-start by reading these related posts.

  1. SSS Restructured Loan Payment Terms, Due Dates and Amortization Schedule
  2. List of Valid IDs you need to bring to SSS when you apply for the loan restructuring program.
  3. Application Instructions, Documents to Present, Application Form 

Note: If you are approved, you will no longer be allowed to participate in a loan condonation program of SSS in the future.

UPDATE APRIL 26, 2017 – SSS has requested President Duterte to give approval for Deadline Extension of the SSS Restructuring Loan Condonation Program but no response yet from Malacanang. If ever the deadline will be officially extended, iSensey will update this post.

UPDATE March 28, 2018 – SSS rolls a new LRP with the same requirements for 2018. Filing period is from April 2, 2018 to October 1, 2018. Make sure to apply sa Loan Restructuring if you miss the last one!

Don’t waste this opportunity, prepare all requirements whether you are in the Philippines or currently abroad. Apply in SSS for the loan restructuring program or LRP if you qualify!

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Comments

  1. GUD PM! ASK KO LANG PO KONG PWEDE AQ MAG AVAIL NG CONDONATION PROGRAM.
    Thank you!

    • Hi Sharon, any one can apply as long as the qualification requirements are met. Please read the post for the qualifications. Salamat!

      • Gud pm, Ask ko lang po kung pwedeng malaman kung ang loan amount is 8,000.00 and it was granted on 1992,how much na po ang total loan as of today including the penalty and charges kung ipapasok sa restructing program ng sss?

        Thank you.

        • Hi Ms Rosario, all penalties levied on your past due loan will be condoned (removed) but you need to pay interest and principal incurred since nung time na di mo sya nabayaran. As to how much, depende po yun on the interest rate sa loan contract mo and exact time that passed. Then icoconsider pa if anong payment option you will avail like annual or monthly payment. The best option pa din po is pumunta kayo sa SSS para magpa compute and dritso apply na din.

        • Extented po ba kasi po di po ako nakahabol. Sana may extension po ng pag apply.

    • ask k lng po kng pag nagapply ng SLR mgddla po b agd ng pera pmbyd po..me utng kc ako sa sss since 2009 .ng 4,000

        • Hi!
          Can I ask po if pwede pa mag apply for that kasi since busy sa work. Now ko lang nalaman about this. 1 year na pala nag eexist. may possibility kaya na mag accept pa sila ng application this month of MAy 2017?

          Thank you in advance

      • Good morning po maam sana may extention pa po maam kahit sa May 2 po sana madami pa po kasing di pa nakakaalam lalo na mga OFW mam kong kulang po ba ng documents but hindi tinatanggap maam dapat sana case to case basis po lalo na ofw na sea based
        Salamat

    • Ako d ko alam,, kelan kya uli? D ba pde humabol ksi now ko lang nalaman,, ang tagal na ng loan ko sa sss 1995 pa pero 3k lang po un

      • sa ngayon po tapos na ang restructuring program, antay nalang po ulit baka in the future meron na naman loan condonation

        • Hi ask ko lang po, nag-apply kasi ako LRP installment kaya lang di ako nakapagbayad nung deadline nung Nov 10 para sa Nov contribution, pwede ko pa ba yun bayaran o kailangan bayaran ko na ng buo lahat ng balance ko hanggang February pa yung lrp ko eh..

    • Hi Jennifer, same requirements. it will only differ on the type of Affidavit of Residency since there is a specific one for those based abroad right now. Pls check the sample SSS affidavit here. If you can’t come home, you need to execute a SPA to authorize a representative to process docs in SSS.

      The best resort would be to request a family member to go to a SSS branch and ask the same so you have instructions direct from a sss personnel and can start working on your loan condonation filing.

      • Hi, im planning to avail your condonation program. The thing is on your affidavit of residency it was stated that i need to filled up the name of calamity or disaster. In my case, this is a salary loan ( first ever loan) and not a calamity loan. So , what information i should put on the form. As per SSS, i am qualified to avail the program and was already given with a computation. Plus i cannot remember already my user name and password on my online registration. How can i regain it?

        • Hi Anna Liza, it’s best to go to an SSS office nearest you so you’ll have answers to all your questions about condonation.

          On your SSS online registration, if you still have access on the email you used in registering for your online account at SSS website, you only need to click on “Forgot User ID or Password” in the login area, enter your registered email and then login to your email, look for the SSS email about password retrieval. In the email you will see a link, click that, it will take you to another page where you can now nominate a new password for your SSS login.

          If you also forgot the email or has no access to it, visiting an SSS branch for assistance is the best move.

          • Good pm po, under po ako ngayon ng agency at gusto ko po makaavail ng sss loan restructuring program na to ask ko lang po kung pwede personal kung bayaran sa mga sss accredited payments ang programing ito at di na dadaan pa sa agency yung payments ko… thank you.

            • Hi Sir Dante, please call SSS hotline po for your query: (02) 920 6449 to 55. If you don’t reside in Manila, you can visit or call the SSS branch in your city/province.

  3. question 3400874192 pls check, paano naman yung case ko na hindi ko alam tong program na ito pero nakaka 1 year na ako nag babayad ng penalty and interest almost nabayaran ko na pero bakit magkaiba parin ang lumalabas na total balance ko sa sss almost 1 year na ako nagbabayad bawat kaltas sa sweldo ko pero hindi nag match yung na compute ko na payment ko sa balance na lumalabas sa website ng sss

    • Hi balflores, in your case since you found discrepancy between your SSS loan payment records and actual payments made, it is best to go to the nearest SSS branch so you can speak directly with SSS personnel. You can also inquire from them if you can enroll for the condonation program for the loan you are currently paying.

    • Hello Glymarie, application for condonation is only until April 2017. Apply as soon as you can if you are planning to.

  5. hello po.. just like to ask how to reapply for the salary loan sa sss
    when i click the salary loan button it is just a blank page can you teach e how to do if there is a proper way. thanks.

    • Hi Xeng, can you please clarify, are you login to your SSS online account access and you clicked the salary loan application button from therein and it returns a blank page? Or do you want to apply your existing salary loan for restructuring approval?

      In any case, the fastest way for you to get answers would be to visit yung pinaka-nearest SSS branch sa inyo. SSS personnel will be able to address all your questions and concerns right away.

  6. hi po juwt want to ask po may existing loan po ako and i stop paying last 2006 eligible po ba ako sa condonation program if gusto kong bayaran yung balance ng loan ko kahit hindi ako mag aaply ulit ng loan.

  7. ask ko lang po.nag loan po ako s sss nung 2006 after nun nawalan po ako trabaho kaya d po ako nakapaghulog .sakop po b ako ng condolation.pati po asawa ko .nsa abroad po sya ngayon naistop din po hulog nya at kahit po konti may naihulog sya s loan nya .pd po b kmi rito.?

    • Hi Jihan, lahat ng may pending loans sa SSS puedeng mag-apply sa condonation pero you must be residing in an area that was put under calamity. . Pag yung bahay niyo po wala sa area na naging under sa calamity, di po kayo eligible under this condonation program of 2016.

  8. Hi po may loan ako i think before 1990 pa dito ako nagtrabaho sa Baguio City eligible po ba rin ako sa Salary Loan Restructuring since yong loan ko ay before 1990 pa thank you in advance.

    • Hi Nelson, Baguio was under calamity for the 1990 Earthquake, so if you reside and work in Baguio, we don’t see any reason why you won’t qualify. If may malapit na SSS where you are at, we suggest to go there and inquire, para if may go signal ang SSS ma file mo na agad ang loan restructuring loan mo.

  9. Hi,

    Do you happen to have a list of areas declared under calamity specifically in metro manila?

    • Hi Peds, we don’t have the full list of PH calamity areas, it might be best to call SSS and tell them your residence, SSS may have the complete list and can reference it right away.

  10. Hi po.. I would like to ask if i can avail on this program.. May existing loan pa po ako since 2012 na hindi ko na nbyaran after I resigned. Am i qualified po ba?

    • Ma’am Michell, icheck niyo po yung eligibility requirements detailed on the post, if na meet niyo po, puede po kayo mag apply.

    • good morning may past due po ak last month and plannning to pay 2month this Nov 10 for 2month payment including this month payment.may charges po b ung last month past due k and how much

  11. Good day po may existing loan since 2006 then hnde ko n sya nbayaran at nag abroad ng 2007 to 20011 Tapos umuwi ako ng Zamboanga city…can I avail the condo nation loan?paano po?

    • Hi Ms. Gemma, do you reside in a place that was placed under calamity area? If you do, puede ka po mag-apply kahit luma na yung loan mo. To apply, read the related posts to this article, detalye nandun or go direct po kayo sa SSS para mag-apply as soon as possible.

  12. may existing loan ako snce 2011 hndi k n nbyaran. qualified po b ako mgaply ng condonation. im a residents of mandaluyong.

  13. Hi..i have tried to query my previous loan..from 24k it accumulate to 80k from 2004 to 2016..after condonement it is still 40k..do you know if this can still be lowered down..thanks..

    • Hi Toby, only the penalties are condoned, the principal and interest remains (interest continues to accumulate until loan is paid). If you got the restructured amount from a personnel of SSS, then most likely no more lowering of amount.

  14. I have a loan 8yrs ago 2008 it is 18k… when I update my loan year 2011 it was 33k… that time there is no condonati0n program… today im current working as ofw and I want to pay my loan what should I do.. please help me… thank

    • You can apply for the condonation, if there is an SSS branch near you go there, if not, you have to execute a special power of attorney to assign someone who you want to process your sss loan structuring application.

  15. Ask ko lang po, pwede b mag apply ng condonation kht hindi kasama s calamity areas? Salary loan po ang nais bayaran, pwede kya ma ka avail nitong program

  16. may loan pa kasi ako nong 2010 p nka ilang deduct lng po kasi sakin yong agency ko dati and then mas laps po ng 4months yong sss contribution ko, pasok po kaya ako s restructuring program?
    Thanks!
    Rey

    • Hi Rey, based on our knowledge pasok yung case mo, pero to be 100% sure we suggest that you visit the sss branch closest you para na rin ma compute nila magkano nalang ang need mong bayaran sa loan, pag-approve na ang condonation application mo.

  17. Ask ko lang po kung pwede ba na representative ang mag asikaso ng condonation sa sss salary loan? Kung pwede, ano po ba ang process?

    • All other requirements PLUS you have to execute a Special Power of Attorney to designate your relative to process your SSS condonation application.

  18. Hi,
    Sabi daw po sa SSS office, kapag nag avail ng restructuring program, hindi na raw pwede maka loan uli. My mom was even encouraged by the personnel in SSS na ‘wag na lang bayaran yung utang nya and wait for her retirement para ibawas na lang daw sa lump sum na makukuha nya. What’s the best option we have if we are planning to loan again?

    • Hi Rai, our understanding of the SSS rule on loan is that once you have availed of a restructuring for a certain loan, you cannot apply again for loan reconstruction in the future. Loan restructuring is a one time deal for members. Di puede na apply ka ngayon ng loan restructuring then 8 years in the future, a-apply ka uli ng restructuring, yun ang di puede.

      Furthermore, our understanding is that once you have paid off all your existing loan (restructured or not) and is an active contributing member, you can loan again. To be able to loan again, your SSS status must be in GOOD STANDING. You are not in good standing if you ignore payments for existing loan.

      Our suggestion would be to apply for restructuring now especially that the penalty (if loan is not restructured) will only become bigger over time. Malaking mababawas sa lump sump pag nagkataon.

      More importantly, SSS as a whole is encouraging its members to avail of this rare loan condonation offer. Kindly talk with the SSS personnel again, and if he/she continues to encourage you not to apply for restructuring now, request her/him to compute how much will be deducted from your mom’s lump sump in the future with no reconstruction, and how much penalty will be written-off if you will apply for a restructuring now.

  19. Hi, may salary loan po me last 2001, nakuha ko po ay 11,000. Adres ko dati ay mandaluyong, noong 2006 nalipat ko sa san mateo rizal, biktima kami ng ondoy noong 2009. Hanggang ngaun di pa po ako nakapagbayad sa salary loan ko, pwede ba ako mag apply ng condonation program? Tnx

  20. Hi,
    For approved loan reconstruction request, where can we pay the monthly due?
    Should it just be in a sss office or there are affiliated stores or stablishments?
    Thank you, Godbless!

  21. Tnong ko po kng pwde po ako mag apply s SSS condonation.my balance po kc akong 3000 plus nung 2005 nagsara po ung company nmin kya dko na po nahulugan hanggang ngaun.magkno na po kya ung penalty at interest nun ngaun

    • Hi Virginia, there are ELIGIBILITY requirements. Kindly check po if nameet niyo lahat ng listed eligibility requirements especially yung dapat yung place of residence mo or work was put under calamity area.

  22. hi po ilang beses na po akong pabalik balik sa malapit na sss (cabanatuan nueva ecija) po una po gusto po kasing magbayad ng mama ko ng loan nya last 2001 (i dont know if thats the exact year) so iaaply po sana namin ng ganyan kaso nasa ibang bansa sya binigyan po ako ng lrp afidavit of residency at spa pero sabi po need po sa ibang bansa galing ang spa at my pirma po ng console ng embasy kaso po malayo dw ang mama ko sa embassy wala na po bang ibang pwedebg paraan para makapag apply kasi malaking tulong po yan, salamat po sana po masagot nyo kaagad

  23. Hi SSS,
    How much can we avail for this Loan Program, if for example this is now your second or third application?

  24. gud day po mam sa akin po yung naka pagloan po ako i think yr 2009 hanggang ngaun di ako naka pagbayad ng isang hulugan po, avail po ba ako nyan mam? may isa pa po akong prblema gusto ko po sana maka pg register online kaso po di na ako maka pag register sa dahilan po na na register ko na po ang sss nmber ko. gusto ko po sana na mg gawa ng bago di ko na kasi ma open email ko dati yr 2009 po yun. thanks

    • Hi Riz, if resident ka ng isang area na under calamity, pasok ka. To get access again to your SSS online account, call SSS hotline para sila mag activate ng account mo ulit and give you new access credentials.

  25. hi mam i just want to ask, if i declared it as a calamity loan and there is LRP, where will it be categorize?which specific loan should I declare when i am going to pay to BAYAD center ? is it calamity or salary loan,?

    • Hi Alex, yung old SSS loans na approved na for restructuring, ang payment nun sa mismong SSS office kasi may special form na ififill-up every time you pay a restructured loan.

        • Hi Alex, question: tama po bang sabihin na dati may calamity loan ka na ngayong taon na-approved for restructuring? If tama po, sa pagkakaalam mo namin babayaran mo na yung old calamity loan mo as restructured loan kasi na-approved na yung loan na yun as ‘restructured loan’.

          Pero po if gusto niyo ng direct na sagot coming from SSS personnel, we suggest po na tawag po kayo sa SSS or visita ng branch.

  26. Good Day!

    I just would like to ask, I was approved for Re-structuring Program and I paid half of the total amount na po. Pwede na po ba akong mag apply ng salary loan? if yes, mga ilang weeks or months after po ba na pwede na akong mag apply ng salary loan?

    • Hi Libertine, we still don’t have the info you need. It might be best to call or visit SSS regarding your query to get fast answer.

      • Sir tanong ko lng po may salary loan po ako dati bago ako mag abroad Bayad na po ako sa salary loan ko pero ung company ko dyan sa Pinas di ng remit na Laman ko lng last year nung ng verify lng po ako sa sss Ano ang dapat kng gawin.

        • Hi Pete, kailangan niyo pong isangguni sa SSS diritso mismo kasi magpapafile ng kaso againts the employer yan. Dalhin niyo po yung mga dating payslips niyo na may deduction or ano mang ebidensya na nadeduct na kayo sa bayad sa loan niyo dati pa.

    • Hi Libertine! As general rule of this program, a member needs to pay the whole retructured amount first then six months after the full payment that’s the only time you can apply for Salary Loan. Thank you.

  27. If I can’t avail for the Loan Condonation until April 2017, when is the next possible availment of that Loan Condonation?

  28. hi meron po akong salary loan last 2013 pro hindi po ako sakop ng mga nasalanta ng bagyo pwde pa rin po ba ako mag avail ng condonation.

  29. hi! what if ang loan ko ay nung 2008 pa (salary loan) pero dun sa calamity area applicable sakin yun 2009 Ondoy, qualified pa din ba ako for LRP? thank you so much!

  30. Hello po! Ask ko lang po kung need pa ba ng Affidavit of Residency with SPA kung nakatira naman ako simula pa noon sa area na declared as calamity striken area?

    • Hi Robert, if ikaw mismo ang mag apply sa SSS for condonation, no need for an SPA (kailangan lang ang SPA if iba ang papaasikasuhin mo ng application). But you still need Affidavit of Residency kasi yun ang patunay na taga dun ka talaga sa lugar mo.

  31. Hi po, I am JIji .may Salary Loan po ako back year 2010 . I resigned from work Jan2011 and left the Loan unpaid. Gusto ko po na mg apply ng LRP so I ask my Family to inquire for me since i am residing in Vietnam at the moment. My family said my final amount to be paid will be 27k but to be paid in Full amount . I am a bit confused since the applicant supposed to legible of installment basis, right? I wanted to contact the SSS office and inquire more but unfortunately I cant open their website from here (Vietnam). If you have any advice, suggestion will highly appreciated. Thank you

    • Hi Jiji, may option po ang member na borrower to pay in equal monthly installment sa SSS LRP po. We suggest po to have a family member to go visit the branch tapos ipasabi na you are applying for LRP with monthly payments (yung lump sump one time payment is another option). Sabihin din na nasa ibang bansa ka kasi need mo mag execute ng Affidavit. Pa rush mo kasi until April 27 lang ang pag apply sa loan penalty condonation.

  32. hello…good pm…so thankful na nakita q ang site na eto.gusto q lng maliwanagan kung ano etong reconstruction of loan.ano posible na scenario po..
    nagpunta kasi aq ng sss robinson’s para to inquire sa sss ng papa q.
    >may existing loan xa
    >59 years old
    >gusto nya malaman kung may makukuha pa siyang pension after niya mag retire sa work.
    >worried kasi siya baka wala na makuha dahil sa existing loan nya.
    advise ng sss staff apply daw c papa ko ng reonstruction of loan.
    thank you so much.

    • Hi Abeguil, sa pagkakaalam namin kahit may existing loan papa niyo pag dating ng retirement age magkaka monthly pension pa din sya as long as na-meet niya yung required numbers of premium contributions to qualify for sss pension, which is 120 contributions. what will happen lang is liliit ang makukuha ng father niyo because the loan amount + penalties will be deducted dun sa amount na dapat makuha nya kung wala syang existing loan.

      eto ang sinasabi ng sss:
      A member is qualified to avail of this retirement benefit if:
      Member is 60 years old, separated from employment or ceased to be self-employed, and has paid at least 120 monthly contributions prior to the semester of retirement.

      *We suggest na punta ka ulit sa SSS at pacompute ng sample ng how much your father will get as monthly pension if he will not pay his sss loan.

      Pero we think na mas maigi nga na i-apply niyo ng SSS loan restructuring yung existing loan para at the end of the day, mas malaki ang makukuna ng father niyo from sss. Kaso dalian niyo at malapit na deadlin ng sss loan condonation.

  34. Hi po gud am.tanong ko lang po kung wala na extention ,ngaun ko lang po kc nalaman ang tungkol d2 sa sss LRP,my loan po kc ang mister ko mula pa noong 1986 sana po masagot nyo ako at matulungan

    • sa ngayon po, walang news na may extension ang SSS loan restructuring. Pag meron pong official directive na ipapalabas, update po agad kami sa post na to.

  35. good day,

    Ask ko lang po pwede po ba ako yung magbayad ng LRP ng father ko?

    Thanks
    Ana

  36. Hi good day!

    By October to december this year, it is still posible to apply condonation or loan restructure?
    Thanks.

    • Hi Ace, tapos na etong SSS Loan Restructuring Program, antay nalang baka magkaron ng loan condonation sa 2018 or 2019.

  37. Ask ko lng po naka avail po yung father q ng restructing program, at nkabyad po sya ng month ng may ,pero d po nya nabayaran yung month ng june hanggang september, ano po ba mangyayari don, pde pa din po ba bayaran yun nalipasan na buwan?? Thanks po

    • Hi Erwin, mag a-anounnce ang SSS mismo and i-babalita din sa media pag merong extension/new condonation program. Pero as of now, walang SSS Condonation 2018 announcement or similar program.

  39. Pki update nman po aq if myroon ng condonation sa sss my existing loan po kc aq n hindi pa nbabayaran, tnx….

  40. Kelan po uli magkakaroon ng LRP 2018?onboard p lng po ako ,para masabi ko s misis ko.paki notify po ako if meron n sked.salamat

  41. good morning po tanong ko lang po kung paano po ba yung nakabayad ng condonation kaso po natigil po gawa ng pandemic may extention po ba kung kelan pwedeng mag bayad kasi po gawa ng pandemic wala pa pong work yung kaibigan ko hanggang ngayon gawa ng pandemic paano po ba yung naibayad nya mababaliwala po ba yun at hanggang kelan po ba ang extention na pwedeng mag bayad kung sakaling makahagilap ng pang hulog salamat po…

    • Hi Jenny, wala pa ngayong condonation, baka sa 2022 magkaron ulit ng SSS Condonation program. Sana talaga, antay nalang tayo.

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