An iSensey Team member went to the Bank of the Philippine Islands today to ask for the list of BPI basic requirements to open a bank account and we are sharing the list. These are the basic documentary requirements for account opening, be it savings or current account, or investments account. This list does not […]
Take care of money matters.
Here is a question by an iSensey reader: I made sure to deposit back what I’ve withdrawn. In fact, mas malaki pa nga ang idineposit ko before the month ends but why is it the bank still charges me P300 as service fee? My ending balance for the month is above the required maintaining balance […]
This is a good financial advise – avoid being a loan comaker as much as possible as there are dangers inherit therein. On this iSensey post we share to readers the reasoning why we discourage anyone for signing up as a co-maker to a loan application. Be cautious if somebody ask you to sign a […]
Puzzling why the bank charges P300 every month until all hard-earned money are gone and the account balance becomes zero? This is the situation faced by a certain BDO depositor who shared on social media, she showed her passbook account with multiple deductions of P300 until there is no more remaining balance and the account […]
For those who regularly receives remittance course through Western Union, getting the best exchange rate is ideal. Now, which WU agent gives the best forex rate to customers? On this iSensey post, we will be comparing the dollar to peso exchange rate of Gcash versus SM Savemore Money Transfer for a Western Union international remittance. Remittances […]
The Bank of the Philippine Islands (BPI) offers ATM Savings Account to interested clients. This account will come with a debit card which can be used for online shopping as well as use to swipe in EPS terminals. There has been an increase to the maintaining balance for the ATM BPI account. Previously it was […]
To open a bank account it requires presentation of valid identification cards or IDs. This is true for BPI, BDO, Unionbank, Metrobank, Security Bank, and all other banks. Some banks accept one ID but most of the big universal banks require presentation of 2 valid IDs. It doesn’t matter if you are opening an ATM […]