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Money

Take care of money matters.

get secured credit card

November 14, 2023 By iSensey

Always Rejected When You Apply for a Credit Card? Go for a Secured Credit Card 

Applying to credit cards companies but always get rejected or disapproved? Don’t worry, though it seems impossible to be carded now with all the rejections you have received, there is actually a solution so you can get your first credit card in an easier way. How? By way of a secured credit card (SCC). It’s […]

Multiple Payments on Credit Card

November 6, 2023 By iSensey

Multiple Payments on Credit Card, Are You Paying Fees?

What credit card do you have right now? Is it your practice to pay the amount due in multiple payments or you pay in one-go before your due date? For those who prefers to make multiple payments for a credit card, please be aware that there are some credit card companies who charges a fee […]

bpi account opening requirements

September 6, 2022 By iSensey

Updated List of Basic Requirements for Account Opening in BPI

An iSensey Team member went to the Bank of the Philippine Islands today to ask for the list of BPI basic requirements to open a bank account and we are sharing the list.  These are the basic documentary requirements for account opening, be it savings or current account, or investments account. This list does not […]

adb versus ending balance month end

February 18, 2022 By iSensey

I deposited before month-end, why is there still a service charge of P300?

Here is a question by an iSensey reader: I made sure to deposit back what I’ve withdrawn. In fact, mas malaki pa nga ang idineposit ko before the month ends but why is it the bank still charges me P300 as service fee? My ending balance for the month is above the required maintaining balance […]

loan co maker

February 27, 2021 By iSensey

Why It’s Not Advisable To Become a Loan Comaker

This is a good financial advise – avoid being a loan comaker as much as possible as there are dangers inherit therein. On this iSensey post we share to readers the reasoning why we discourage anyone for signing up as a co-maker to a loan application.  Be cautious if somebody ask you to sign a […]

bank service fee 300

February 24, 2021 By iSensey

Bank Account Service Fee of P300 Until The Account is Zero Balance

Puzzling why the bank charges P300 every month until all hard-earned money are gone and the account balance becomes zero? This is the situation faced by a certain BDO depositor who shared on social media,  she showed her passbook account with multiple deductions of P300 until there is no more remaining balance and the account […]

western union claiming remittance usd

January 22, 2021 By iSensey

Which Western Union Agent Gives Better Rates for Remittance? Gcash versus Savemore Money Transfer

For those who regularly receives remittance course through Western Union, getting the best exchange rate is ideal. Now, which WU agent gives the best forex rate to customers? On this iSensey post, we will be comparing the dollar to peso exchange rate of Gcash versus SM Savemore Money Transfer for a  Western Union international remittance. Remittances […]

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Recent Posts

  • Get Your CAP Refund – Claim Checks for Educational Plans
  • Always Rejected When You Apply for a Credit Card? Go for a Secured Credit Card 
  • Multiple Payments on Credit Card, Are You Paying Fees?
  • Cost of Breast Ultrasound, Mammography, MRI, Biopsy in a Private Hospital in the Philippines 
  • Update or Change PRN Amount Due to SSS Contribution Increase 2023 for Voluntary and OFW Members
  • Updated List of Basic Requirements for Account Opening in BPI
  • I deposited before month-end, why is there still a service charge of P300?

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