Applying to credit cards companies but always get rejected or disapproved? Don’t worry, though it seems impossible to be carded now with all the rejections you have received, there is actually a solution so you can get your first credit card in an easier way. How? By way of a secured credit card (SCC). It’s […]
Money
Take care of money matters.
Multiple Payments on Credit Card, Are You Paying Fees?
What credit card do you have right now? Is it your practice to pay the amount due in multiple payments or you pay in one-go before your due date? For those who prefers to make multiple payments for a credit card, please be aware that there are some credit card companies who charges a fee […]
Updated List of Basic Requirements for Account Opening in BPI
An iSensey Team member went to the Bank of the Philippine Islands today to ask for the list of BPI basic requirements to open a bank account and we are sharing the list. These are the basic documentary requirements for account opening, be it savings or current account, or investments account. This list does not […]
I deposited before month-end, why is there still a service charge of P300?
Here is a question by an iSensey reader: I made sure to deposit back what I’ve withdrawn. In fact, mas malaki pa nga ang idineposit ko before the month ends but why is it the bank still charges me P300 as service fee? My ending balance for the month is above the required maintaining balance […]
Why It’s Not Advisable To Become a Loan Comaker
This is a good financial advise – avoid being a loan comaker as much as possible as there are dangers inherit therein. On this iSensey post we share to readers the reasoning why we discourage anyone for signing up as a co-maker to a loan application. Be cautious if somebody ask you to sign a […]
Bank Account Service Fee of P300 Until The Account is Zero Balance
Puzzling why the bank charges P300 every month until all hard-earned money are gone and the account balance becomes zero? This is the situation faced by a certain BDO depositor who shared on social media, she showed her passbook account with multiple deductions of P300 until there is no more remaining balance and the account […]
Which Western Union Agent Gives Better Rates for Remittance? Gcash versus Savemore Money Transfer
For those who regularly receives remittance course through Western Union, getting the best exchange rate is ideal. Now, which WU agent gives the best forex rate to customers? On this iSensey post, we will be comparing the dollar to peso exchange rate of Gcash versus SM Savemore Money Transfer for a Western Union international remittance. Remittances […]