10 Steps to Enroll Bank Account or eWallet in SSS DAEM

This post is iSensey’s guide on the step by step procedure for bank account or eWallet enrollment of an SSS member to SSS DAEM. 

Most benefits and loan proceeds of the Social Security System or SSS will now be disbursed via deposit to bank account or credited to an eWallet. In the old system, checks were mailed to the member’s mailing address.

What does this mean? It means that SSS members must make sure to have an online account in My SSS to access the records as well as DAEM.

Create or register an account if you still don’t have access to the website or mobile app of SSS. 

After MySSS account creation, a member can now login and access the SSS DAEM or the Disbursement Account Enrollment Module.

For those who are pregnant or will soon apply for a salary loan or calamity loan, etc, it is better to enroll account to DAEM as early as possible so once your loan or benefit claim is approved, the money will be deposited right away to the bank account or eWallet. 

iSensey also suggest that the bank account be enrolled in online banking so that one can track or monitor daily, to check if SSS has already sent the money or not yet. If after 2 weeks and there is still no money deposited, make sure to follow-up with SSS. 

How To Enroll in SSS DAEM

This is the process in enrolling in SSS DAEM. Make sure that the bank account that will be enrolled is active, not dormant, and in the member’s name. The same goes true for the eWallets, the eWallet must be active and be able to receive fund transfer or cash-in and most importantly, it is own by the member. 

First, login to MySSS online account at sss.gov.ph. 

Second, select “E-Services”.

Third, select “Disbursement Account Enrollment Module”.

Fourth, a pop-up page “Reminder” will display, read it first, then at the bottom click on the box that says “ I certify that I have read and understood the foregoing reminders on account enrollment.” Once that is done, you are now inside the SSS DAEM. 

Fifth, choose the correct bank account, e-Wallet, RTC, CPO in the dropdown menu.

Sixth, enter the disbursement account number or mobile number.

Seventh, re-enter the disbursement account number or mobile number to confirm.

Eight, choose the correct type of supporting document that will be submitted in the dropdown menu and then attached/upload the photo of the document or the pdf file.

Ninth, click the box beside “I agree that the information…”

Tenth, finally click “Enroll Disbursement Account”.

The page will load and will display this message “Your bank account details / mobile number will be submitted to SSS. Do you want to continue? You must now click “OK”.

Once that is done, the page will refresh and display that you have successfully submitted an account for enrollment to SSS Disbursement Account Enrollment Module along with the transaction number of the processing.

If you will re-access the DAEM module, at the lower portion you will see that the newly enrolled account is listed under “Enrolled Disbursement Account records with SSS” and with the notation “Supporting Documents for Approval of Servicing Branch”. 

The member will also received an email from SSS with the subject Disbursement Account Enrollment Confirmation, the message will contain the transaction number of the DAEM enrollment. A member can use the transaction number to follow-up with SSS about the enrollment status if there is an unusual delay. 

Approval of Bank Account in SSS

The submitted document will be evaluated by the servicing branch. Make sure that the document sent is colored and the details are clear so that the evaluator will approved the enrollment right away. 

Once the evaluator approves the DAEM enrollment, the member will now see in the lower section of the page “Active Disbursement Account records with SSS”. The listed account is where SSS will send the money for benefit claim or loan proceeds. 

Approval of DAEM account will usually take up to 3 working days but in the experience of our iSensey team mate, approval took less than 24 hours. She enrolled her BPI ATM bank account to SSS DAEM evening then around lunch time the following day, her bank account was approved. It was quick. She submitted a picture of a validated deposit slip that shows her bank account number and full name. 

Members will get an email once the DAEM account enrollment is approved. 

List of Supporting Documents for SSS DAEM Enrollment

Submit a clear photo or pdf file of the supporting document upon enrollment to SSS DAEM. Choose one of the allowed supporting documents listed here:

Passbook – take a picture of the first page where the account number and account name can be seen.

ATM card with Account No. and Name – this will only apply to an ATM card that displays the complete name of the account holder and also the account number in the front of the card. Some ATM cards, like that of BDO ATM cards, does not display the account number in the front, so it’s out. Note: the ATM card number (16 digits) is NOT the account number.

Validated deposit slip – deposit P100 or whatever amount to your bank account so you will get a validated deposit slip. The validated deposit slip will show the transaction details like account number, account name, time and date of transaction, and the amount deposited. Take a picture of the validated deposit slip. 

Bank certificate / statement issued from 2020 and up – you can get this from the bank and just take a photo, but there is a fee if you will request your bank for a bank certificate, so iSensey recommends to do the deposit route to get a validated deposit slip for submission to SSS. 

E-wallet – take a screenshot of your eWallet or mobile app account. Example: login to your Paymaya account and then navigate to the page where your full name and mobile number will be shown. 

iSensey Tips 

The submitted picture of the passbook or the front of the ATM card or the validated deposit slip -must not exceed 1 MB in file size. The SSS system will not accept documents that is over 1 MB. So if the picture is big, you must resize it to make the file size smaller. 

Do not take a picture of the back of the ATM card because that is where the CIV will be seen. If someone knows the card number and civ, your ATM can be hacked!

If you don’t have a bank account yet, you can open a savings account from any of the PESONet participating banks accredited by SSS.  However, take note that a joint bank account is not accepted by SSS. The bank account must be solo or individual and must be in the member’s name. SSS also does not accept prepaid bank products like cash cards. The bank account that will be enrolled to DAEM must be a regular ATM or passbook. 

Alternative, if you don’t have or don’t want to open a bank account but you have a verified and upgraded Paymaya, you can enroll your Paymaya mobile number to DAEM as your eWallet. The reference number for the loan or benefit will be sent to your mobile number, so make sure your sim is always active. 

Check out the other iSensey SSS Guides and share this post to other SSS members so they too will know.

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