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January 21, 2021 By iSensey

10 Steps to Enroll Bank Account or eWallet in SSS DAEM

This post is iSensey’s guide on the step by step procedure for bank account or eWallet enrollment of an SSS member to SSS DAEM. 

Most benefits and loan proceeds of the Social Security System or SSS will now be disbursed via deposit to bank account or credited to an eWallet. In the old system, checks were mailed to the member’s mailing address.

What does this mean? It means that SSS members must make sure to have an online account in My SSS to access the records as well as DAEM.

Create or register an account if you still don’t have access to the website or mobile app of SSS. 

After MySSS account creation, a member can now login and access the SSS DAEM or the Disbursement Account Enrollment Module.

For those who are pregnant or will soon apply for a salary loan or calamity loan, etc, it is better to enroll account to DAEM as early as possible so once your loan or benefit claim is approved, the money will be deposited right away to the bank account or eWallet. 

iSensey also suggest that the bank account be enrolled in online banking so that one can track or monitor daily, to check if SSS has already sent the money or not yet. If after 2 weeks and there is still no money deposited, make sure to follow-up with SSS. 

How To Enroll in SSS DAEM

This is the process in enrolling in SSS DAEM. Make sure that the bank account that will be enrolled is active, not dormant, and in the member’s name. The same goes true for the eWallets, the eWallet must be active and be able to receive fund transfer or cash-in and most importantly, it is own by the member. 

First, login to MySSS online account at sss.gov.ph. 

Second, select “E-Services”.

Third, select “Disbursement Account Enrollment Module”.

Disbursement Account Enrollment Module

Fourth, a pop-up page “Reminder” will display, read it first, then at the bottom click on the box that says “ I certify that I have read and understood the foregoing reminders on account enrollment.” Once that is done, you are now inside the SSS DAEM. 

Fifth, choose the correct bank account, e-Wallet, RTC, CPO in the dropdown menu.

Sixth, enter the disbursement account number or mobile number.

Seventh, re-enter the disbursement account number or mobile number to confirm.

Eight, choose the correct type of supporting document that will be submitted in the dropdown menu and then attached/upload the photo of the document or the pdf file.

Ninth, click the box beside “I agree that the information…”

Tenth, finally click “Enroll Disbursement Account”.

Enroll to SSS DAEM via online

The page will load and will display this message “Your bank account details / mobile number will be submitted to SSS. Do you want to continue? You must now click “OK”.

Once that is done, the page will refresh and display that you have successfully submitted an account for enrollment to SSS Disbursement Account Enrollment Module along with the transaction number of the processing.

If you will re-access the DAEM module, at the lower portion you will see that the newly enrolled account is listed under “Enrolled Disbursement Account records with SSS” and with the notation “Supporting Documents for Approval of Servicing Branch”. 

Pending enrollment to SSS DAEM

The member will also received an email from SSS with the subject Disbursement Account Enrollment Confirmation, the message will contain the transaction number of the DAEM enrollment. A member can use the transaction number to follow-up with SSS about the enrollment status if there is an unusual delay. 

Approval of Bank Account in SSS

The submitted document will be evaluated by the servicing branch. Make sure that the document sent is colored and the details are clear so that the evaluator will approved the enrollment right away. 

Once the evaluator approves the DAEM enrollment, the member will now see in the lower section of the page “Active Disbursement Account records with SSS”. The listed account is where SSS will send the money for benefit claim or loan proceeds. 

Approved bank account in SSS for disbursement

Approval of DAEM account will usually take up to 3 working days but in the experience of our iSensey team mate, approval took less than 24 hours. She enrolled her BPI ATM bank account to SSS DAEM evening then around lunch time the following day, her bank account was approved. It was quick. She submitted a picture of a validated deposit slip that shows her bank account number and full name. 

Members will get an email once the DAEM account enrollment is approved. 

List of Supporting Documents for SSS DAEM Enrollment

Submit a clear photo or pdf file of the supporting document upon enrollment to SSS DAEM. Choose one of the allowed supporting documents listed here:

Passbook – take a picture of the first page where the account number and account name can be seen.

ATM card with Account No. and Name – this will only apply to an ATM card that displays the complete name of the account holder and also the account number in the front of the card. Some ATM cards, like that of BDO ATM cards, does not display the account number in the front, so it’s out. Note: the ATM card number (16 digits) is NOT the account number.

Validated deposit slip – deposit P100 or whatever amount to your bank account so you will get a validated deposit slip. The validated deposit slip will show the transaction details like account number, account name, time and date of transaction, and the amount deposited. Take a picture of the validated deposit slip. 

Bank certificate / statement issued from 2020 and up – you can get this from the bank and just take a photo, but there is a fee if you will request your bank for a bank certificate, so iSensey recommends to do the deposit route to get a validated deposit slip for submission to SSS. 

E-wallet – take a screenshot of your eWallet or mobile app account. Example: login to your Paymaya account and then navigate to the page where your full name and mobile number will be shown. 

iSensey Tips 

The submitted picture of the passbook or the front of the ATM card or the validated deposit slip -must not exceed 1 MB in file size. The SSS system will not accept documents that is over 1 MB. So if the picture is big, you must resize it to make the file size smaller. 

Do not take a picture of the back of the ATM card because that is where the CIV will be seen. If someone knows the card number and civ, your ATM can be hacked!

If you don’t have a bank account yet, you can open a savings account from any of the PESONet participating banks accredited by SSS.  However, take note that a joint bank account is not accepted by SSS. The bank account must be solo or individual and must be in the member’s name. SSS also does not accept prepaid bank products like cash cards. The bank account that will be enrolled to DAEM must be a regular ATM or passbook. 

Alternative, if you don’t have or don’t want to open a bank account but you have a verified and upgraded Paymaya, you can enroll your Paymaya mobile number to DAEM as your eWallet. The reference number for the loan or benefit will be sent to your mobile number, so make sure your sim is always active. 

Check out the other iSensey SSS Guides and share this post to other SSS members so they too will know.

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Filed Under: Govt Services, SSS Tagged With: Bank Account SSS, Disbursement Account Enrollment Module, eWallet SSS, How to enroll SSS DAEM, SSS DAEM, SSS DAEM enrollment

Reader Interactions

Comments

  1. Retchie ann Garbo Custodio says

    March 31, 2021 at 8:46 pm

    Hndi po ako makapag register sa SSS account dahil hndi ko po matandaan number ko dati.

    • iSensey says

      April 1, 2021 at 9:38 am

      Hi Retchie, call the branch nearest you or visit them to ask for your SSS number. Make sure to bring at least 1 valid government ID when you visit SSS.

  2. MA KATHLEEN L DURAN says

    April 15, 2021 at 5:01 pm

    Hi, question po. I already enrolled verified gcash account and it was already approved, but it keeps on asking to enroll DAEM everytime I want to apply salary loan. what should I do??

    • iSensey says

      April 16, 2021 at 6:43 pm

      Hi Kathleen, reach out to SSS kasi sila lang makakafix nyan. Try to search for the hotline number of the local branch of SSS in your area.

    • zy says

      July 21, 2021 at 8:28 am

      coins gamitin mo . dcpay

    • khen nete says

      September 22, 2021 at 10:31 pm

      kamusta po issue niyo? same po tayo problem.

  3. Marvs says

    May 19, 2021 at 11:57 am

    Hi, I though that the approval of the Disbursement Bank Account will take up to 24hrs or may take up to 3 working days, I think mine has already surpass those days/time upon my registration and I would like to know and get notified regarding about the status of my account…
    -thanks.

    • iSensey says

      May 20, 2021 at 4:40 am

      Hi Marvs, only SSS will have access to your records and status. For follow up on DAEM enrollment, pls contact SSS hotline or email them.

  4. Mye says

    June 16, 2021 at 1:00 pm

    hello there. i have enrolled my paymaya with the DAEM. as i logged in to the sss website and click the apply for salary loan, it still shows the the disbursement module even though it already shows my paymaya on the active account records. is there something wrong with my account? do i still need to do anything else? i already emailed sss as well but still no reply. i hope to hear from you soon. thank you

  5. Sheryl Mara Dumlao says

    July 8, 2021 at 12:21 am

    After approval, when will I receive tha cash for my sss maternal benefit?

    • iSensey says

      July 8, 2021 at 1:03 pm

      Hi Sheryl, our colleague got hers after 5 working days. This is her sss online filing maternity experience.

  6. Gen says

    January 13, 2022 at 2:26 am

    For sss salary loans, sss does not disburse to gcash, or other ewallet. Those can be used for release of benefits only. You will have to enroll your bank account

    • iSensey says

      January 14, 2022 at 8:07 am

      Thank you Gen for sharing!

  7. MA.LERIA OCAMPO BUMANLAG says

    March 31, 2022 at 8:25 pm

    Gusto mo lng po malaman kung kelan po ma approved un file kp DAEM ko,. March 21,2022 ako ng file sagot wait for another email for another document ,mam/sir halos 1week na po kaso sya,
    Salamat

  8. Bea says

    May 16, 2022 at 9:13 pm

    I have applied 3x sa daem using bank acct but 3x n din ako rejected waiting time 2 weeks, I dont know what selfie file ang need nila. Finofollow ko nmn lahat ng steps. If ever can I personally go to the branch kaya to file personally? Salamat po sa sagot.

    • iSensey says

      May 20, 2022 at 5:57 am

      Hi Bea, DAEM filing is through online. You can try going to a branch but malamang isasagot sayo na mag-online.

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