Ever wondered what is the daily cash withdrawal limit for BPI cards? Or what is the maximum amount you can debit from your BPI account for EPS transactions? Answers on this post.
For starter, there are two kinds of BPI debit cards that you can use via ATM or EPS:
- Regular BPI Debit Cards which includes banking products like JumpStart and BPInoy.
- GOLD BPI Debit Cards
BPI ATM Debit Card maximum withdrawal per day
The daily withdrawal limit or maximum amount of cash you can withdraw via ATM machines for Regular BPI ATM Debit cards is only up to P20,000.
While GOLD BPI Debit Card holders can withdraw as much as P50,000 per day.
PAYMENT LIMIT of BPI EPS Transactions
Aside from being able to withdraw funds in an ATM machine, you can also use your BPI Debit Cards in EPS transactions. EPS is short for Express Payment System; you don’t have to enroll or register your BPI atm card to activate EPS transaction. It comes automatic for all BPI Debit Cards – regular and gold versions.
The good things is that the daily BPI EPS payment limit is higher than the limit set for ATM machine withdrawal.
Regular debit cards – you can transact via EPS up to P100,000 per day.
Gold debit cards – allowable EPS transaction per day is P250,000.
There is no additional fee or surcharge for using your BPI card via EPS. The amount you paid via EPS will automatically be deducted from the connected savings / current account as you pay.
*The BPI debit cards, Regular and Gold, can also be used in any BPI and BancNet affiliated ATMs within the Philippines, as well as any Cirrus affiliated ATMs abroad.